Grades 1 to 9 are general banking: ten cases each, one in every function, pitched at what that grade is expected to handle. Grade 10 is the C-level role you choose. Start with “Find your level”, then climb: +1 for every right answer, −1 for every wrong one, only your first answer counts, on one open leaderboard.
Every right and wrong answer in Grades 1 to 10 counts, from every player. Score = right − wrong. Ties go to more right answers, then to whoever got there first. View it by grade, by function, by track or by role.
Open practice. Future Leaders is free and open to everyone. The cases were written for practice on this website; the MCC exam forms are separate and private. Future Leaders scores are not an MCC result and earn no badge or credential. MCC is MTWAFIQ’s own certification; no external accreditation or regulator approval is claimed. Al-Qimma Bank and every case are fictional.
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Eight short exploratory cases that move up when you are right and down when you are not. They suggest the grade to start from: a student may start at Grade 1, a seasoned professional at Grade 6. They never count on the leaderboard, and every grade stays open.
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Each grade has ten cases, one per banking function. Answer seven or more right to earn the grade. Your board title is the highest grade you have earned.
The specialised step: ten cases for one leadership role, one per MCC exam domain. Seven or more right earns Grade 10. 31 roles are open for practice.
الرئيس التنفيذي
Accountable for delivering the board-approved strategy within risk appetite, and for the bank's performance, culture and regulator relationships. MCC tests trade-offs, sequencing and the limits of executive authority.
رئيس قطاع المالية
Accountable for financial reporting, capital, liquidity, planning and zakat, and for the integrity of figures given to the board, investors and regulators. MCC tests judgement under pressure.
رئيس قطاع العمليات
Accountable for the operating model, processes, service levels, operational resilience and third parties. MCC tests judgement on control, capacity and delivering change safely.
رئيس قطاع تقنية المعلومات
Accountable for IT strategy, architecture, services, sourcing and resilience. MCC tests judgement on investment priorities, vendor and delivery risk, and working with security and the business within governance limits.
رئيس قطاع الاستراتيجية
Accountable for shaping strategy, allocating capital across the portfolio and steering execution. MCC tests analytical rigour, honest challenge and how options are framed for decision.
رئيس قطاع الموارد البشرية
Accountable for workforce, talent, succession, reward, culture and employee relations within labour law and Saudization goals. MCC tests judgement where people, risk and performance pull apart.
رئيس قطاع الاستدامة
Accountable for ESG strategy, climate risk integration, sustainable finance and credible disclosure. MCC tests judgement on materiality, data quality, greenwashing risk and stakeholder trade-offs.
رئيس قطاع التميز المؤسسي
Accountable for the bank's excellence system: frameworks, process management, Lean Six Sigma, quality, KPIs and change. MCC tests judgement on turning improvement methods into verified, lasting results.
رئيس قطاع التقنية
Accountable for the bank's technology platforms, engineering practice and modernisation. MCC tests judgement on core and cloud choices, reliability, secure engineering, technical debt and technology talent.
رئيس قطاع التحول الرقمي
Accountable for digital strategy, channels, products and growth. MCC tests judgement on customer journeys, data and AI use, the agile operating model, digital fraud and proving digital value.
رئيس قطاع البيانات
Accountable for the bank's data strategy, governance, quality and platforms. MCC tests judgement on data ownership, regulatory data, personal data protection, responsible AI and turning data into value.
رئيس قطاع أمن المعلومات
Accountable for cyber security strategy, controls, operations and resilience. MCC tests judgement on risk-based priorities, incident response, third-party and fraud risk, regulator expectations and board reporting.
رئيس قطاع التقنية المالية
Accountable for the bank's fintech strategy, partnerships, investments and new business models. MCC tests judgement on partner and regulatory risk, responsible digital finance, governance of pilots and scaling.
رئيس قطاع المخاطر
Leads the independent second-line view of all risks at Al-Qimma Bank. MCC tests judgement on risk appetite, challenge of the business, escalation to the board and balancing growth with resilience.
رئيس قطاع الائتمان
Owns credit policy, the quality of financing decisions and the health of the portfolio. MCC tests judgement on analysis, structuring, delegation, early warning, recovery and provisioning.
رئيس قطاع الالتزام
Runs an independent compliance function that keeps the bank within law, regulation and fair treatment of customers. MCC tests judgement on independence, prioritisation, disclosure and remediation.
رئيس قطاع المراجعة الداخلية
Leads the third line, giving the audit committee independent, risk-based assurance on governance, risk and control. MCC tests judgement on independence, scope, evidence and candid reporting.
مسؤول الإبلاغ عن غسل الأموال
Accountable for the bank's AML/CFT and sanctions framework and for reporting suspicion to the authorities. MCC tests judgement on risk, due diligence, timely reporting and resisting business pressure.
رئيس قطاع الشؤون القانونية
Protects the bank's legal position and advises the board and management on law, regulation, contracts and disputes. MCC tests judgement on legal risk, investigations, conflicts and when to say no.
رئيس قطاع مصرفية الأفراد
Accountable for the retail franchise: propositions, deposits, financing, cards, channels and branches. MCC tests growth and pricing decisions that stay within risk appetite and treat customers fairly.
رئيس قطاع مصرفية الشركات
Accountable for corporate, government and institutional clients across lending, transaction banking and trade. MCC tests structuring, pricing and growth judgement exercised with credit and within capital limits.
رئيس قطاع مصرفية المنشآت الصغيرة والمتوسطة
Accountable for growing SME financing in line with national targets while keeping credit quality, pricing and fair treatment sound. MCC tests judgement on segment models, credit, guarantees and recovery.
رئيس قطاع المصرفية الخاصة
Accountable for high-net-worth clients and their families: onboarding, advice, investments and lending. MCC tests judgement on suitability, conflicts and conduct alongside growth.
رئيس قطاع الخزينة
Accountable for the bank's liquidity, funding, balance sheet and market risk positions within board-approved limits. MCC tests judgement on funding, hedging, limits and the controls around treasury dealing.
رئيس قطاع أسواق المال
Accountable for the bank's capital markets subsidiary: advisory, ECM, DCM, asset management, brokerage and custody. MCC tests judgement on conflicts, market conduct, client assets and parent-subsidiary governance.
رئيس مجلس الإدارة
Leads the board: sets its agenda and culture, oversees strategy, risk and CEO performance, and keeps board and management roles distinct. MCC tests judgement on board effectiveness, succession, disclosure and crisis leadership.
عضو مجلس الإدارة
Shares the board's collective accountability for the bank's direction, oversight and control. MCC tests the ability to read bank numbers, challenge management and act within the board's authority.
عضو مجلس الإدارة المستقل
Brings objective judgement to the board and protects the bank and all shareholders from undue influence. MCC tests how the director keeps independence and uses it in challenge, oversight and escalation.
أمين سر مجلس الإدارة
Supports the board's effective and lawful working: agenda, papers, minutes, governance compliance and director support. MCC tests independence, accuracy and sound handling of sensitive board information.
رئيس لجنة من لجان مجلس الإدارة
Leads a board committee: sets its agenda, directs its challenge of management and control functions, and reports clearly to the board. MCC tests use of the mandate, escalation and engagement with auditors and regulators.
عضو لجنة من لجان مجلس الإدارة
Contributes informed, independent challenge within a board committee and shares its accountability. MCC tests preparation, scrutiny of reports, handling of conflicts and confidentiality, and willingness to dissent.
Ten cases from each region: GCC, MENA, Europe, North America, East & Southeast Asia and Australia & NZ. Decide as bankers there decide: every answer is explained and counts on the open board. Banking around the world →
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